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Who we are

At Mackenzie Gartside & Associates, we are a team of energetic, customer-focused professionals and we want to make your mortgage experience as smooth and easy as possible. We have all grown up here in the Comox Valley, and as 2nd/3rd generation locals we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
96.7% of property buyers in BC are Canadians

We've all heard the theory that property prices in BC are being driven up by 'all the foreign buyers', but… Read More

Subject-free purchase offers are stressful

Came across an interesting article on the Globe and Mail about the risk of making a purchase offer with no… Read More

coffee mug on wood table
Will the new mortgage down payment rules affect my purchase plan?

In December the Finance Minister announced a small change to the down payment requirement for CMHC insured purchases between $500,000… Read More

Our Team
Mackenzie Gartside

The senior mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgages in 2006.  With an energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi

A full time mortgage consultant and part time graphics designer, website programmer and college instructor, Kevin is never short on things to do. With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney

Lisa is the organizational hub of our office, and splits her time between mortgage servicing, document management and working with clients.  When she wraps up her day managing our office, Lisa heads home to her family (5 children!) and sorts them out too.

You deserve a great mortgage experience!

As a Realtor I need a Mortgage broker that works with me & can make the clients feel comfortable working with them. Mackenzie and her team go above and beyond all expectations~!

Colette Valdock

Courtenay, BC

I would highly reccomend Kevin and Mckenzie, as they not only shop for the best rates, but make sure the details are covered, and suitable for the clients needs. (the fine print!) They also keep in touch regarding interest rate movement. Would definately use them on future mortgages!

Rob Howland

Courtenay, BC

Mackenzie is extremely knowledgeable about all the ins and outs of mortgages and explains it in a way that you are sure to have a complete understanding. She is also a very trustworthy person, you can be sure she is putting you first… not money. I highly recommend Mackenzie Gartside & Associates!

Caprice & Misha

Courtenay, BC

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