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Who we are

At Mackenzie Gartside & Associates, we are a team of energetic, customer-focused professionals and we want to make your mortgage experience as smooth and easy as possible. We have all grown up here in the Comox Valley, and as 2nd/3rd generation locals we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
Subject-free purchase offers are stressful

Came across an interesting article on the Globe and Mail about the risk of making a purchase offer with no… Read More

coffee mug on wood table
Will the new mortgage down payment rules affect my purchase plan?

In December the Finance Minister announced a small change to the down payment requirement for CMHC insured purchases between $500,000… Read More

beach surfing at sunset
Finding it hard to prepay your mortgage?

We like mortgage products that allow our clients to pay their mortgage down faster (prepayment). After investing (wisely) into your… Read More

Our Team
Mackenzie Gartside

The senior mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgages in 2006.  With an energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi

A full time mortgage consultant and part time graphics designer, website programmer and college instructor, Kevin is never short on things to do. With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney

Lisa is the organizational hub of our office, and splits her time between mortgage servicing, document management and working with clients.  When she wraps up her day managing our office, Lisa heads home to her family (5 children!) and sorts them out too.

You deserve a great mortgage experience!

We highly recommend Mackenzie, Kevin and Lisa. As first time home buyers, they made the process easy and comfortable. With all of the confusing legal jargon that goes along with getting a mortgage they were able to answer all of our questions, explain things in ‘user friendly’ or better yet ‘property virgin’ terms and were very patient at re-explaining information to us when our heads were spinning!

Jennifer McInnes

Courtenay, BC

I cannot say enough good things about the service I received from Kevin Niemi of Mackenzie Gartside & Associates. He not only provided excellent advice, but he also saved me money. I would definitely recommend him.

Dorothy B.

Courtenay, BC

Just wanted to send you a quick note on how easy and organized it was to re-mortgage with you. Thank you very much. [The lender] contacted me and we set up my annual 20% contribution plus my extra bi-weekly contributions. They were very helpful and easy to deal with as was you and your team. I am very happy with my rate and the whole process. I would highly recommend your company.

Scott H.

Comox, BC

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